In UK is quite easy to find a place where you can do Flat share or House share because you have website such as Room Hunters available where you can find something perfect for you.
But, being a tenant implies a lot of things: paying your rent, your bills, respecting your roommates or housemates and your landlord, you need also to protect your things from different situations where they can be damaged or lost.
What can you do to be sure that you protect your things?
You can choose to have tenant insurance. When it is properly to have one of that? You need one especially when you have valuable things.
You do not have to take it as a requirement, but if you have valuable things it is indicated to do that. What can be so expensive that need insurance? Some gadgets as smartphones, laptops, TV’s, iPods and other are quite expensive so it is a good idea to insurance them. Also, you can do the same thing for jewelry or watches if they are expensive.
When the insurance will cover your gadgets? When they are stolen, when you lose them or they are damaged by fire, smoke or flood.
Pay attention when you choose an agency for your insurance because some of them do not offer the required coverage for you. When you discuss with them they will try to impress you with what they can offer you can forgot to tell you about what they don’t. Also, read with attention the contract because some of them do not offer you the insurance if you live with other persons in the house.
Usually, the maximum limit per item that your agency will have is 1,500. If you have more important stuff as jewelry or expensive watches you need to list them separately to not let the agency do something for not insurance you in case of something.
Go to many agencies until you choose one because each of them offer different thing. In this way you can choose the best one that is cheap and offer many in the same time.
Why you should do this if you are a tenant? Why a landlord that rent rooms in London wants their tenant to have this insurance?
If you have expensive things imagine how much it will cost you to replace them. If you do Flat share Birmingham or House share Manchester it means that you do not have so much money so you need to cherish what you have. If someone will steal them or if the house will be on fire, you will lose them forever. So, why not replace them with other stuff but from the insurance agency money?
Flatshare Bristol or House share Liverpool and even if you are the single tenant in an entire house it’s hard to buy other things in case of damage with your money because they are expensive, so the best choice is to have a tenant insurance. In case of something, you will be very happy that you did that choice.